Hold and manage multiple currencies

Hold and manage multiple currencies

International Algbra account with IBANs for GBP, USD, EUR and other supported currencies.

T&Cs apply.
Hold and manage multiple currencies
Currency exchange

Currency exchange

Convert currencies easily, with clear rates
and no surprises.

Fees vary by currency. T&Cs apply.
Currency exchange
International money transfers

International money transfers

Send money to 20+ countries worldwide.
Transparent fees, no surprises.

Fees vary by currency. T&Cs apply.

Receiving domestic payments

Receive local payments instantly
At no extra cost.

T&Cs apply.
Receiving domestic payments

Borderless account — at a glance

Access a borderless account with multiple
currencies and debit cards — all for £10/month.
Holding and managing funds
Holding and managing funds
Hold and manage funds

International Algbra account with IBANs for GBP, USD, EUR and other supported currencies

Included
Adding money
Adding money
UK Open Banking

Add money instantly using Open Banking

Included
Standard Bank Transfer

Add money via standard bank transfer

Included
Transfers and currency conversions
Transfers and currency conversions
UK bank transfers

Send and receive fast transfers to and from UK domestic bank accounts

Included
Sending money outside the UK

Make payments to international bank accounts

£15 + 1%
Receive money from outside the UK

Transfers from international bank accounts

£10 + 1%
Currency exchange

Exchange currencies at competitive rates

0.5%
Card payments and replacements
Card payments and replacements
Borderless virtual debit card

¹3 per year, £1 fee for extra replacements

Included¹
Debit card payments in GBP

No sterling card transaction fees

Included
Debit card payments in foreign currencies

Non-sterling card transactions

1.5%
Cash withdrawal within the UK

Separate charge(s) set by the ATM operator may apply

1%
Cash withdrawal outside the UK

Separate charge(s) set by the ATM operator may apply

1.5%
Fees vary by currency. T&Cs apply.

Algbra is the trading name of Algbra FS UK Limited, registered in England and Wales with company registration number 12629086 and registered address at 22 Upper Brook Street, London, England, W1K 7PZ.

The Algbra Account is issued by Algbra FS UK Limited, which is authorised by the Financial Conduct Authority under the Electronic Money Regulations 2011 [FRN 952360] for the issuing of electronic money. Your electronic money is not covered by the Financial Services Compensation Scheme (FSCS). However, they are held in one or more segregated and safeguarded accounts in accordance with the Electronic Money Regulations 2011.

The Algbra Card is issued by Algbra FS UK Limited, a Principal member of Mastercard International Incorporated. MasterCard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

The Algbra Ethical Saver Cubes are provided by Shoal Limited, registered in the UK with Companies House Number 13846154. Shoal is not regulated by the Financial Conduct Authority (FCA) nor by the Prudential Regulation Authority (PRA) for the provision of financial services and relies on appropriately regulated third parties to provide its services to you. The Sustainable Finance portfolio against which your savings are referenced and the membership of the Financial Services Compensation Scheme (FSCS) by virtue of which your Algbra Ethical Saver Cubes are protected are provided by Standard Chartered Bank. Standard Chartered Bank is authorised by the PRA and regulated by the FCA (FRN 114276) and the PRA.